About Us

rothiracalculators.com exists to answer one question well: what could a Roth IRA actually do for you? We build free, fast retirement calculators that anyone can use without creating an account, handing over an email address, or wading through ads.

What we make

• A Roth IRA growth calculator that projects tax-free balances year by year, including catch-up contributions.
• A Backdoor Roth eligibility checker for savers above the income phase-out range.
• Plain-English summaries of the current-year IRS contribution limits and phase-out thresholds.

How we work

Every calculation runs entirely in your browser. Nothing you type — income, balances, ages — is ever sent to a server, which is why the tools stay fast and your finances stay yours. The IRS figures behind the math are reviewed and updated each year (the site currently reflects the 2026 guidelines).

What we are not

We are an educational tool, not a financial advisor. Projections are hypothetical illustrations based on the assumptions you choose, and nothing here is investment, tax, or legal advice. For decisions about your own retirement, please consult a qualified professional.

Get in touch

Spotted an outdated figure or have an idea for a new tool? We'd genuinely like to hear it — visit the Contact Us page.